moving in with my roommate next week and we're looking to split prime. leaning towards the official household feature so our credit cards stay separate but I'm also considering just sharing one login to keep it simple. not sure if the household setup is a pain to manage or worth it for a $150 split...
> leaning towards the official household feature so our credit cards stay separate Like someone mentioned, keeping stuff separate is the main goal, but you gotta be careful because the Household feature actually forces you to share wallets in a really weird way. I tried this with a former roommate and it honestly got a bit messy. Basically, to enable the sharing, you both have to agree to share payment methods. This meant my roommate could technically see and use my saved visa for his orders if he wasnt paying attention at checkout. I found out the hard way when a huge bulk order of protein powder hit my bank account instead of his... he venmoed me back but it was still an awkward conversation to have on a Tuesday night. Another technical thing to watch out for is the 180-day lockout rule. If you guys stop being roommates and dissolve the household, neither of you can join another one for six whole months. Its a massive pain if you move again soon. I would suggest really thinking about that commitment before hitting accept. Are you guys planning on sharing any Alexa devices or a Fire Stick in the living room? Also, how much do you actually trust each other with access to your saved cards? If there is any doubt at all, sometimes just splitting the cost of one login and using gift card balances to pay for your own stuff is a safer bet.
I was just looking at my account and remembered how much of a pain this was to set up. You gotta be really careful with the Household thing because it's not as separate as they make it sound. Like someone mentioned, the wallet sharing thing is a massive catch. Memories of trying to set this up with my old roommate to save some cash are coming back, and it turned into a whole nightmare where we kept accidentally charging stuff to each other's cards because the accounts get linked in the back end. It's super messy if you don't stay on top of which card is set as the default for everything. Giving you a full step by step would be hard since I'm basically just going from memory and probably forgetting half the important settings. Honestly, just go to YouTube and search for Amazon Prime Household wallet sharing or something like that. There is this one video that's like the first result which walks through exactly how to toggle the payment sharing so you dont get screwed. It's way easier than me trying to explain it from memory. Looking at the official help section on Amazon or searching for it on Reddit is a better bet too. People there have some crazy stories about the setup process and shared billing. A thread I saw recently explained exactly how to avoid the shared payment trap. Just search Reddit Prime Household roommate tips and you'll find it in two seconds. It's definitely worth the $150 split but only if you don't end up paying for your roommates late-night snacks by mistake lol. Watching a quick video first will save you a huge headache.
I've been using Household for years with my sister and it's amazing! Sharing one login is a total nightmare compared to this. We love keeping our order histories private so we don't spoil birthday gifts.